Te Tumu Kāinga was established to exclusively help Māori access healthy and affordable housing.
Shared ownership is like if your parents were helping you out with your deposit and agree to share the cost and ownership of your home. We help Māori whānau access a home by sharing the cost and ownership, then we work with whānau to support them progress to full ownership.
Find out how Shared Ownership works.
Shared ownership is designed for whānau needing a step-up into home ownership, who otherwise don’t meet bank lending criteria on their own.
Specific criteria apply for shared ownership, including minimum deposit and income requirements. These criteria are specific for each housing project. Please refer to the relevant housing project for further details.